GHP - PEO ►Professional Employer HR Outsourcing & Insurance Services

(GHP - PEO) is a professional health insurance & human resource agency providing employer business solutions for employee benefits and group health insurance plans, payroll Administration, HR Solutions and HR Outsourcing needs. We work closely with brokers, insurance Agencies & Employers.   We welcome the opportunity to assist you and your client with your specific needs.  HR Outsourcing, Payroll and Group Benefit packages are readily available for your clients and "makes good sense". Please let us know how we can help you and where to contact you.  GHP - PEO will respond to your inquiries and develop a customized proposal designed to meet your special needs and maximize your resources. 

    Our Mission

It is our job to help you and your client's initiate and implement cost effective business practices which enable you  to concentrate your resources on what is important to your company's growth and financial success: "Your Customers & Profitability".

GHP-PEO Professional Employer Insurance Services is an independent agency dedicated to providing employers & brokers with strategic HR Outsourcing, Payroll and Insurance Outsource solutions for their business functions. Many different companies, products and services are represented by GHP-PEO in Georgia and Arizona.

"Click" on product options below for more information                                   

Strategic Outsource Consulting for Human Resources

      ■ Regulatory Compliance with Government Statutes

        ■ HR Outsourcing Consulting & Updates on Legal and Regulatory Changes including risk management

        ■ Customized & Updated Employee Handbooks

        ■ Reduced or Liability Exposure Elimination

        ■ Certified HR professionals provide account management and work closely with your HR personnel

     Payroll Administrative Services       

       ■ Timely and Accurate Payroll Tax filings & Payments

        ■ Reduced Payroll Taxes

        ■ Payroll Administration with Integrated General Ledger

        ■ Web Portal for Client & Employee HR interaction 

    Individual & Employer Group Sponsored Benefits

        ■ Health Insurance  - HMO's, PPO',s POS's, Indemnity, Health Savings Accounts (HSA's)

        ■ Dental Insurance - DMO's, Passive PPO's, Indemnity

        ■ Life Insurance - Group Term Life Insurance

        ■ Disability & Vision - Income Continuance & Eye Care

        ■ 401 (K) - Employee Savings Plan  Variable Vesting and Contribution Schedules

    Voluntary- Supplemental Benefits

        ■ Short-Term Disability Insurance

        ■ Long Term Disability Insurance

        ■ Additional Life Insurance Options

        ■ Cancer, Universal Life, Accident, Critical Illness

        ■ Long Term Care Insurance

                  GHP - PEO ►Professional Employer Outsource & Insurance Services is an independent agency dedicated to brokers specializing in Georgia  and Arizona based business who wish to provide employers with strategic outsource solutions for their business functions.  Many different companies and products are represented by GHP - PEO.  This enables us to find the best products available for you and your particular needs, whether they encompass employee benefits, retirement plans, risk management or outsourcing of certain business functions.  The principals of GHP-PEO have over twenty-eight years experience and a dedicated passion for our clients.  Give us a call or email us today!

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     Outsource Programs (Employer Sponsored Programs)

Strategic HR Outsourcing and Payroll Administration services enables many small and medium size companies to better utilize their employees and direct their attention to more revenue generating activities while letting outsourcing provide you with the routine services of running a Payroll and HR operation through an extensive suite of human resource management solutions.

Products and Services are provided on an "administrative co-employer" basis which provide unique advantages for you from transfer of employment related liability to reduced labor cost.  Experienced service professionals provide your firm with administrative assistance in all matters relating to:

• Human Resources Administration

• Payroll Administration and Services

• Benefit Alternatives and Administration

• Workers Compensation

• Safety & Risk Management

• Web-based Technology

• Tax

• Regulatory Compliance including Employee Handbooks

 (For Individuals and Groups)

Life Insurance is an excellent way to protect your loved ones and your business by developing plans to care for their special needs or your business continuation.

• TERM Life - Very low initial cost.  Great way to cover specific and short term needs.  Can be converted to permanent insurance at a later date. Excellent product for basic group life programs and young families just starting out.

• PERMANENT Life  - Provides life time protection and planning with flexible premiums and coverage amounts.  Builds cash values with policy guarantees.

• 401 (k) - Group Employee Savings Plans in which wages may be placed in a tax-deferred savings vehicle. Employer has choice of vesting and employer contribution options.  Contributions are not mandatory.

• DI - Disability Insurance can be structured to provide valuable resources for business's and individuals specific income needs in times of adversity, especially if one's income flow is disrupted due to medical conditions or injuries and you are unable to work.

 (For Individuals and Groups)     

Health Plans - GHP-PEO  has access to a wide variety of carriers and multiple HMO, PPO, POS options for health insurance for both individuals seeking their own health insurance as well as employers!  We only deal with carriers who are firmly positioned in the marketplace and can meet most needs.  Health products available for individuals and small group insurance plans are:

• PPO's Preferred Provider Organizations

• POS's Point of Service Plans

• HMO's Health Maintenance Organizations

• HSA's Health Savings Account Qualified Plans

• Traditional Insurance/Major Medical Plans

Each product has its advantages and limitations but will stand up to close scrutiny with quality provider networks and delivery systems.  Health Savings Accounts (HSA's) while very new are beginning to grow in popularity.  They provide the policyholder with tax free options for health care!  Note: HMO's require a primary physician selection and referral process as do HMO based programs such as Point of Service (POS) products. Preferred Provider Programs (PPO) and Open Access programs allows you more freedom of choice in physician selection and care.

  (For Individuals and Groups)

• DMO'S Dental Maintenance Plans in which you select a primary dentist as your principal care provider.

• DPO's (Passive) -Dental Preferred Provider plans which provide freedom of choice to utilize any dental provider. Out of Network providers are usually reimbursed at the same level as in-network dentist subject to reasonable and customary limitations.

• Indemnity Dental Plans - Choose any dental provider and benefits are paid on a reasonable and customary schedule

A wide variety of dental options exist for small group benefit plans which also include voluntary dental plans.

  (For Individuals and Groups)

Supplemental Insurance is an easy and economical way for employers to offer a voluntary customized employee benefit in addition to any employer sponsored plans.  These are traditionally worksite payroll deduction plans and benefits are paid for by the employees, not the employer.  Such plans typically consist of::   Accident Insurance, Cancer Insurance, Critical Illness, Term or Universal Life Insurance, Intensive Care and Short Term Disability.  Each employee can choose benefits and limits which meet both the family and financial needs.

Individual Disability and Long Term Care coverage is also an important resource for individuals wishing to provide continued income during periods of illness or disability.  Long Term Care not only provides a means for assisted care for disabled and elderly persons but is also an effective way to protect your hard earned resources and assets!

Contact Information

Contact

Jack I. Spiegelman, chc  ghpins@comcast.net

Broker/Agent

GHP - PEO ►Professional Employer Insurance Services

6085 Song Breeze Trace

Duluth, GA  30097

Telephone

866.447.4737

FAX

770.622.6545

Postal address

6085 Song Breeze Trace

           Duluth, Ga  30097

Electronic mail

General Information: ghpins@comcast.net

Sales: ghpins@comcast.net
Customer Support: ghpins@comcast.net
Webmaster: mailto:ghpins@comcast.net

Disclaimer: All products & services are limited to multi-licensed states of specific carriers, PEO's and broker/agency and may not be available in all states.  Product and services are governed by the rules and regulations of each offering carrier and state mandates.   Quotations provided by broker/agent do not represent a binding offer of coverage.  Acceptance of coverage is limited and subject to the underwriting guidelines of the respective carriers.